Banking and Finance

We can assist you in obtaining the financial services regulator’s authorisation to be listed as a financial services professional or institution in Luxembourg.  If you wish to carry out certain activities (eg. set up a family office, or e-money institution) but have concerns regarding the applicable legal and regulatory framework, we help you understand it and, as the case may be, accompany you to obtain the relevant authorisation.

We are involved as well in structured financing matters such as securitisation transactions involving the creation of a Luxembourg SPV for the securitisation of foreign real estate mortgages financed by the issuance by the SPV of bonds to institutional investors.

We also look after your financing or refinancing transaction, drafting and reviewing the credit documentation and related security interest agreements (pledge of share, fiduciary agreements, delegation of claims, etc) and issuing legal opinions.

We can support in special projects such as an IT outsourcing deal (by advising you, preparing the ground with the financial regulator and preparing outsourcing agreements complying with the legal and regulatory requirements); the implementation of a financial institution web site (whether used for information, consultation or transactional purposes); or in the review of your general terms and conditions.

Alternatively, we can also assist you in litigation matters involving, for example, the seizure of the assets of defaulting borrowers; claim involving the use of security interests obtained by the bank to secure a loan; claims to obtain information considered as covered by the banking secrecy obligation, etc

We have also assisted companies or individuals in litigations involving banking institutions and seeking to obtain information considered as covered by the banking secrecy.

LG@vocats :  Your Luxembourg law firm / Votre cabinet d'avocats à Luxembourg